While there seems to be hundreds of different mortgages available, they all fall into a few basic categories. Some may fit your needs well, while other programs may be unwise or unattainable. It’s important to realize that it depends on where you are in your life. This has a...

Understanding what your credit score means can be intimidating, understanding what your credit score means and where it comes from will help you understand you loan eligibility. What Is A Credit Score? When lenders evaluate a loan application, a process called underwriting, they try to evaluate your ability and...

These five powerful San Jose home buying Strategies are simple but often overlooked tips for finding your CA dream home faster and easier, and improving your bargaining position when making an offer. As a Realtor these are some simple tips I have seen make a difference when buying a...

As an experienced realtor in San Jose, I know that deciding to purchase a new home is a fun and usually joyous experience. However because the home represents the single most costly investment most of us make, this decision should also be very diligent and serious. When purchasing a...

  Congratulations on the purchase of your new San Jose home! Now, for the next challenge: moving. Moving to San Jose  is exciting and I want to help you be prepared. This is a great time to carefully weed through your possessions and to dispose of any clothes, furniture...

Buying a home in San Jose is the biggest single investment we’re likely to make – and we’re only likely to do it maybe once or twice in a lifetime. The process is, by nature, filled with checks and balances – and many complex details. Traditionally, real estate agents...

Adjustable Rate Mortgages (ARMs) are attractive to many California San Jose home buyers for one reason: lower payments in the first years of the loan. Typically, an ARM will have a low introductory rate, sometimes called a “teaser” rate. This rate is usually much lower than the fixed rates...