If you are interested in buying a property in California you have the right to be informed of any disclosures. During the escrow process, you also will be informed of specialized conditions that affect the California home you wish to purchase. They may include the following conditions: Lead Paint...
Many homeowners believe that to maximize their profit on a home sale they should sell it themselves. At first glance, they feel selling a home is simple and why should they pay a broker fees for something they could do themselves? In fact, close to 25% of all the...
When you receive an offer for your San Jose property, there are many decisions to make and details to consider. We will help you evaluate the quality of the offer, negotiate the terms and ensure a smooth transaction. There are many things to consider when evaluating a real estate offer...
In addition to the right to view your credit report and know your FICO score, you also are protected by RESPA, the Real Estate Settlement Procedures Act passed by Congress. RESPA requires your lender to provide you with a “Good Faith Estimate of Settlement Costs” early in the loan...
Many sellers do not understand the importance of real estate commission in the selling process. A commission helps align the goals of both the real estate agent and the seller. The marketing fee or commission is the most vital part of the marketing plan because this is precisely what...
As you think about applying for your San Jose home loan, you need to consider your personal finances, one of the most important to consider is your debt to income ratio. How much you earn versus how much you owe will likely determine how much a lender will allow...
During the escrow process, you must inform the buyer of specialized conditions that affect your home. When selling your home in San Jose the buyer is required to know about any potential dangers or hazards associated with the area they are buying property in. If you are interested in...
Below are some of the home closing costs that may apply in a standard real estate deal in San Jose. Some are one-time fees, while others recur over the life of the loan. When you first apply for your loan, you will receive a Good Faith Estimate of Settlement...
In the real estate market people wonder why is it that some homes sit on the market for a year while others sell like hot cakes? Frustrated sellers will blame a bad market, while a good real estate professional will tell you that many times, a slow sale is...
While there seems to be hundreds of different mortgages available, they all fall into a few basic categories. Some may fit your needs well, while other programs may be unwise or unattainable. It’s important to realize that it depends on where you are in your life. This has a...
The classic way for homeowners to increase the value of their house is by remodeling existing rooms or adding on to its current plan. Some choose to build recreation rooms and studies while others add new appliances, fixtures and cabinets to enliven rooms and make their home more attractive...
Your boss has just given you the career opportunity of a lifetime, but the job is in another state and you have decided that you are leaving San Jose. How are you going to sell your home and move everything to another city, state or country? Moving your family...