The Home Affordable Foreclosure Alternatives (HAFA) certification (CHS) is designed for real estate agents to understand the Treasury Supplemental Directive 09-09 which was implemented on April 5, 2010.

Working with a San Jose Short Sale Specialist who is also a Certified HAFA Specialist can save you thousands of dollars. If you are considering a short sale, make certain the short sale specialist you hire understands the HAFA guidelines. If you qualify, you may be able to walk away from your home without any further obligation to the bank(s) and be paid $3,000 for moving expenses.

HAFA is currently the only program that uses standard processes, documents and timelines for eligible short sale and deed in lieu transactions. It is imperative that the agent you hire understands the government programs as well as the lender/servicer guidelines in order to ensure that you are in complete compliance with the HAFA program.

Choosing to work with an agent who is not a certified short sale specialist and who is not HAFA certified can cost you thousands of dollars … not just in losing the opportunity to be paid $3,000 for moving expenses, but also in ensuring that you literally walk away without further obligation to the bank.

If you are interested in learning more about HAFAthe new government short sale program, then give me a call. I am certified and understand the guidelines of the program.

KD Realty

Certified San Jose Short Sale Specialist

Copyright © 2010, All Rights Reserved by Kathleen Daniels

 *San Jose Short Sale Specialist – HAFA Certified *

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